Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Hero Image
Novo Naselje bb
Milovići | Tivat Municipality

The Distinction of

Elevated Elegance

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Luštica Bay
Luštica Bay
Presented At
€1,591,000
Bedrooms
3
Living
2,016
SQFT
Stories 3
Air Conditioning
Kitchen island
Laundry Room
Terrace
Pergola
Parking
Pool
Golf View
Sea View
Panoramic / Scenic View
Investment Property
New Builds
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 1
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 2
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 3
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 4
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 5
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 6
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 7
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 8
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 9
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 10
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 11
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 12
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 13
Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 14
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Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro. , Milovići , Tivat Municipality

Luštica Bay, Heights Apartment

Elevated Living Between Land and Light Positioned where the green serenity of the golf course meets the emerging energy of town center, Heights penthouse offers an elegant take on hillside living in Luštica Bay. This three-bedroom home sits within the Heights residential collection – a collection of refined residences elevated above the town’s centre, with views that stretch across olive groves, lavender gardens, and the sea beyond. Spread over 163.09 m² of internal space and complemented by a 20.20 m² terrace, this apartment embodies a perfect balance of volume and intimacy. The open-plan layout connects kitchen, dining, and living areas into one harmonious space that invites both relaxation and connection. Sunlight moves fluidly throughout the day, creating a soft rhythm within the home. Thoughtful details elevate every corner: Nolte custom kitchen with integrated appliances, floor-to-ceiling wardrobes, underfloor heating in the bathrooms, and wind-free air conditioning for year-round comfort. Three well-proportioned bedrooms – including a master suite with a spacious ensuite – provide privacy, while additional storage and a guest toilet ensure convenience. Muted tones, natural materials, and contemporary finishes define the interior atmosphere – elegant, warm, and timeless. Every window and opening is placed with intention, offering gentle views and a sense of openness that never overwhelms. Designed to nurture both community and calm, the Heights neighbourhood features landscaped gardens, a private pool with a children’s zone, a dedicated fitness and yoga space, and underground garage access. Here, residents are connected to Luštica Bay’s broader rhythm – from Centrale’s piazzas to the marina, beaches, and golf course – while enjoying a peaceful hilltop retreat. Heights penthouse is a home that feels both grounded and elevated – crafted for those who value space, light, and the quiet luxury of living well.

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3D Street View Tour

Map showing Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro.

Property Location

Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro., Milovići Tivat Municipality

Local Weather & Climate

Milovići, Tivat Municipality

Current Conditions Updated recently
46 °F
Heavy intensity drizzle
Feels Like 46°F
Humidity 100%
Wind 0 mph
Visibility 5.6 mi
Sunrise 6:01 AM
Sunset 3:55 PM
5-Day Forecast
Fri 30 Jan
Rain
High 52°
Low 46°
Sat 31 Jan
Rain
High 53°
Low 48°
Sun 1 Feb
Clouds
High 53°
Low 46°
Mon 2 Feb
Clouds
High 47°
Low 44°
Tue 3 Feb
Clouds
High 52°
Low 45°
Annual Climate Based on last 12 months
58° Avg Low
Jan
69° Avg High
Aug
156 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
80.7" Annual Rainfall
Wet climate
Monthly Temperatures
Jan
53°
43°
Feb
55°
46°
Mar
59°
47°
Apr
66°
53°
May
71°
59°
Jun
83°
70°
Jul
86°
73°
Aug
90°
78°
Sep
81°
68°
Oct
68°
57°
Nov
60°
52°
Dec
58°
46°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Milovići?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Milovići. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $159,100,000 20% down ($31,820,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$13,671
$13,671/day
Your home may appreciate while you sleep
$95,963/week $415,839/mo $4,990,071/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$87.5M
vs
OWN 📈 +$124.2M
$124.2M Potential Equity
vs $87.5M lost to rent over 10 years
$31.8M Down Payment Growth
3.9x
10yr
$124.2M
8.1x
20yr
$257.1M
12.6x
30yr
$401.8M
Wealth Comparison
×957
Equivalent to 957 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $401.8M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $187.4M +18%
Market $216.7M +36%
Optimistic $250.0M +57%
$124.2M est. equity
20 Years
Conservative $220.7M +39%
Market $295.1M +85%
Optimistic $392.9M +147%
$257.1M est. equity
30 Years
Conservative $259.9M +63%
Market $401.8M +153%
Optimistic $617.5M +288%
$401.8M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Novo Naselje bb, Radovići, Montenegro, Milovići, Tivat Municipality, Montenegro features 3 bedrooms with 2,016 square feet of living space.
This property offers 2,016 square feet of living space.
This property is listed at $159,100,000, which equals $78919 per square foot.
Based on current market indicators, Milovići shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Milovići features a pleasant climate. Average temperatures range from 58°F in winter to 69°F in summer. The area receives approximately 80.7 inches of precipitation annually. There are about 156 days with rain throughout the year. This climate information can help you plan for seasonal activities and energy costs.
Milovići tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a apartment located in Milovići, Tivat Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Luštica Bay

Luštica Bay

Luštica Bay

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